Despite a price decline, XRP is showing a paradoxical profile as it closes out 2025. According to reports, XRP investment products saw approximately $70.2 million in net new money during the final trading week of December, resulting in monthly inflows exceeding $424 million. This makes it the best-performing crypto investment product for the month, contrasting with outflows from Bitcoin and Ethereum products. The spot price of XRP has declined by 15% for the month. This divergence suggests a shift from retail traders to institutional allocators. Since mid-October, US-listed spot XRP products have attracted over $1 billion in net inflows. The Canary XRP ETF (XRPC) has gathered more than $300 million in assets since its launch.

Despite a price decline, XRP is showing a paradoxical profile as it closes out 2025. According to reports, XRP investment products saw approximately $70.2 million in net new money during the final trading week of December, resulting in monthly inflows exceeding $424 million. This makes it the best-performing crypto investment product for the month, contrasting with outflows from Bitcoin and Ethereum products. The spot price of XRP has declined by 15% for the month. This divergence suggests a shift from retail traders to institutional allocators. Since mid-October, US-listed spot XRP products have attracted over $1 billion in net inflows. The Canary XRP ETF (XRPC) has gathered more than $300 million in assets since its launch.